/* ============================================
   PAYLOGIC — PAYOUT SERVICES PAGE
   css/payout-services.css
   Accent: --warning #f59e0b (amber/orange)
   Prefix: .pyo-
   ============================================ */

/* ── Local accent tokens ── */
:root {
  --pyo-accent:   #f59e0b;
  --pyo-accent2:  #ff6b35;
  --pyo-accent3:  #fbbf24;
  --pyo-glow:     rgba(245,158,11,0.22);
  --pyo-glow-sm:  rgba(245,158,11,0.12);
  --pyo-grad:     linear-gradient(135deg, #f59e0b 0%, #ff6b35 100%);
  --pyo-grad-rev: linear-gradient(135deg, #ff6b35 0%, #f59e0b 100%);
  --pyo-text-acc: #f59e0b;
}

/* ============================================
   HERO
   ============================================ */
.pyo-hero {
  position: relative;
  min-height: 100vh;
  display: flex;
  align-items: center;
  overflow: hidden;
  background: var(--navy-deep);
  padding-top: 90px;
}

.pyo-hero-inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 64px;
  align-items: center;
  position: relative;
  z-index: 2;
  padding: 80px 0;
}

/* ── Hero Content ── */
.pyo-hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 6px 16px;
  background: rgba(245,158,11,0.1);
  border: 1px solid rgba(245,158,11,0.35);
  border-radius: 50px;
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--pyo-accent);
  margin-bottom: 24px;
}

.pyo-badge-dot {
  width: 7px; height: 7px;
  background: var(--pyo-accent);
  border-radius: 50%;
  animation: pyoPulse 2s ease-in-out infinite;
  box-shadow: 0 0 8px var(--pyo-accent);
}

@keyframes pyoPulse {
  0%, 100% { opacity: 1; transform: scale(1); }
  50% { opacity: 0.4; transform: scale(0.65); }
}

.pyo-hero-headline {
  font-family: var(--font-main);
  font-size: clamp(2.4rem, 5vw, 3.8rem);
  font-weight: 800;
  color: var(--white);
  line-height: 1.1;
  margin-bottom: 24px;
  letter-spacing: -0.02em;
}

.pyo-gradient-text {
  background: var(--pyo-grad);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}

.pyo-hero-sub {
  font-size: 1.1rem;
  color: var(--silver-dim);
  line-height: 1.75;
  margin-bottom: 36px;
  max-width: 520px;
}

.pyo-hero-actions {
  display: flex;
  gap: 16px;
  flex-wrap: wrap;
  margin-bottom: 48px;
}

.btn-pyo-primary {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 14px 28px;
  background: var(--pyo-grad);
  color: #fff;
  font-weight: 700;
  font-size: 0.95rem;
  border-radius: var(--radius-sm);
  text-decoration: none;
  transition: var(--transition);
  box-shadow: 0 8px 28px rgba(245,158,11,0.35);
}
.btn-pyo-primary:hover {
  transform: translateY(-2px);
  box-shadow: 0 12px 36px rgba(245,158,11,0.5);
}

.btn-pyo-outline {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 14px 28px;
  background: transparent;
  color: var(--white);
  font-weight: 700;
  font-size: 0.95rem;
  border: 1.5px solid rgba(255,255,255,0.25);
  border-radius: var(--radius-sm);
  text-decoration: none;
  transition: var(--transition);
}
.btn-pyo-outline:hover {
  border-color: var(--pyo-accent);
  color: var(--pyo-accent);
  background: rgba(245,158,11,0.07);
  transform: translateY(-2px);
}

/* ── Hero Stats ── */
.pyo-hero-stats {
  display: flex;
  align-items: center;
  gap: 32px;
  flex-wrap: wrap;
}

.pyo-hero-stat {
  display: flex;
  flex-direction: column;
  gap: 4px;
}

.pyo-hs-num {
  font-family: var(--font-main);
  font-size: 1.6rem;
  font-weight: 800;
  background: var(--pyo-grad);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
  line-height: 1;
}

.pyo-hs-label {
  font-size: 0.72rem;
  color: var(--silver-dim);
  font-weight: 500;
  letter-spacing: 0.04em;
}

.pyo-hero-divider {
  width: 1px;
  height: 40px;
  background: rgba(255,255,255,0.12);
}

/* ============================================
   HERO VISUAL — Payout Flow Dashboard
   ============================================ */
.pyo-hero-visual {
  position: relative;
}

.pyo-flow-card {
  background: var(--glass-bg);
  border: 1px solid var(--glass-border);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  border-radius: var(--radius-card);
  padding: 28px;
  position: relative;
  overflow: hidden;
}

.pyo-flow-card::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 3px;
  background: var(--pyo-grad);
}

.pyo-fc-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 20px;
}

.pyo-fc-title {
  font-family: var(--font-main);
  font-size: 0.82rem;
  font-weight: 700;
  color: var(--white);
  letter-spacing: 0.05em;
  text-transform: uppercase;
}

.pyo-live-dot {
  display: flex;
  align-items: center;
  gap: 6px;
  font-size: 0.7rem;
  color: var(--pyo-accent);
  font-weight: 600;
}

.pyo-live-dot::before {
  content: '';
  width: 7px; height: 7px;
  background: var(--pyo-accent);
  border-radius: 50%;
  box-shadow: 0 0 8px var(--pyo-accent);
  animation: pyoPulse 1.5s ease-in-out infinite;
}

/* Payout rail nodes */
.pyo-rail-flow {
  display: flex;
  align-items: center;
  gap: 0;
  margin-bottom: 22px;
  overflow: hidden;
}

.pyo-rnode {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 6px;
  flex: 0 0 auto;
}

.pyo-rnode-icon {
  width: 44px; height: 44px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.1rem;
}

.rn-biz   .pyo-rnode-icon { background: rgba(245,158,11,0.15); color: var(--pyo-accent); border: 1.5px solid rgba(245,158,11,0.35); }
.rn-api   .pyo-rnode-icon { background: rgba(100,160,255,0.1);  color: var(--blue-bright); border: 1.5px solid rgba(100,160,255,0.3); }
.rn-pl    .pyo-rnode-icon { background: var(--pyo-grad); color: #fff; box-shadow: 0 4px 16px rgba(245,158,11,0.4); }
.rn-rail  .pyo-rnode-icon { background: rgba(0,212,255,0.1); color: var(--cyan); border: 1.5px solid rgba(0,212,255,0.3); }
.rn-bank  .pyo-rnode-icon { background: rgba(0,233,154,0.1); color: var(--success); border: 1.5px solid rgba(0,233,154,0.3); }

.pyo-rnode span {
  font-size: 0.65rem;
  color: var(--silver-dim);
  font-weight: 600;
  text-align: center;
  letter-spacing: 0.04em;
}

.pyo-rconn {
  flex: 1;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 2px;
  min-width: 0;
  padding-bottom: 18px;
}

.pyo-rconn-line {
  width: 100%;
  height: 2px;
  background: rgba(255,255,255,0.08);
  position: relative;
  overflow: hidden;
  border-radius: 2px;
}

.pyo-rconn-pulse {
  position: absolute;
  left: -30%;
  top: 0;
  width: 30%;
  height: 100%;
  background: linear-gradient(90deg, transparent, var(--pyo-accent), transparent);
  animation: pyoRailPulse 2s linear infinite;
  border-radius: 2px;
}

@keyframes pyoRailPulse {
  0%   { left: -30%; }
  100% { left: 110%; }
}

.pyo-rconn-label {
  font-size: 0.6rem;
  color: var(--silver-dim);
  font-weight: 500;
  white-space: nowrap;
}

/* Rail badges */
.pyo-rail-chips {
  display: flex;
  gap: 8px;
  flex-wrap: wrap;
  margin-bottom: 20px;
}

.pyo-rail-chip {
  display: flex;
  align-items: center;
  gap: 6px;
  padding: 5px 12px;
  background: rgba(245,158,11,0.08);
  border: 1px solid rgba(245,158,11,0.22);
  border-radius: 20px;
  font-size: 0.7rem;
  font-weight: 700;
  color: var(--pyo-accent);
  letter-spacing: 0.06em;
  text-transform: uppercase;
}
.pyo-rail-chip i { font-size: 0.65rem; }

/* Live payout feed */
.pyo-feed {
  display: flex;
  flex-direction: column;
  gap: 8px;
  max-height: 180px;
  overflow: hidden;
}

.pyo-feed-item {
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 9px 12px;
  background: rgba(255,255,255,0.03);
  border: 1px solid rgba(255,255,255,0.07);
  border-radius: 8px;
  animation: pyoFeedIn 0.4s ease;
  transition: opacity 0.3s;
}

@keyframes pyoFeedIn {
  from { opacity: 0; transform: translateY(-8px); }
  to   { opacity: 1; transform: translateY(0); }
}

.pyo-fi-dot {
  width: 8px; height: 8px;
  border-radius: 50%;
  flex-shrink: 0;
}

.pyo-fi-info {
  flex: 1;
  min-width: 0;
}

.pyo-fi-name {
  font-size: 0.74rem;
  font-weight: 600;
  color: var(--white);
  white-space: nowrap;
  overflow: hidden;
  text-overflow: ellipsis;
}

.pyo-fi-rail {
  font-size: 0.62rem;
  color: var(--silver-dim);
}

.pyo-fi-amt {
  font-size: 0.8rem;
  font-weight: 700;
  color: var(--white);
  white-space: nowrap;
}

.pyo-fi-badge {
  font-size: 0.6rem;
  font-weight: 700;
  padding: 2px 8px;
  border-radius: 20px;
  white-space: nowrap;
}
.pyo-fi-badge.s { background: rgba(0,233,154,0.15); color: var(--success); }
.pyo-fi-badge.p { background: rgba(245,158,11,0.15); color: var(--pyo-accent); }

/* Floating badges */
.pyo-float-badges {
  position: absolute;
  top: -18px;
  right: -18px;
  display: flex;
  flex-direction: column;
  gap: 10px;
  z-index: 5;
}

.pyo-float-badge {
  display: flex;
  align-items: center;
  gap: 8px;
  padding: 8px 14px;
  background: rgba(14,28,60,0.9);
  border: 1px solid rgba(245,158,11,0.3);
  border-radius: 30px;
  font-size: 0.7rem;
  font-weight: 700;
  color: var(--pyo-accent);
  backdrop-filter: blur(12px);
  white-space: nowrap;
  animation: pyoFloat 4s ease-in-out infinite;
}
.pyo-float-badge:nth-child(2) { animation-delay: 1.3s; }
.pyo-float-badge:nth-child(3) { animation-delay: 2.6s; }

@keyframes pyoFloat {
  0%, 100% { transform: translateY(0); }
  50% { transform: translateY(-8px); }
}

.pyo-fb-icon {
  width: 22px; height: 22px;
  background: var(--pyo-grad);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.65rem;
  color: #fff;
}

/* ============================================
   PAYMENT RAILS SECTION
   ============================================ */
.pyo-rails-section {
  background: var(--navy-mid);
  padding: 100px 0;
  position: relative;
  overflow: hidden;
}

.pyo-rails-section::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 1px;
  background: var(--glass-border);
}

.pyo-rails-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
  margin-top: 56px;
}

.pyo-rail-card {
  background: var(--glass-bg);
  border: 1px solid var(--glass-border);
  backdrop-filter: blur(16px);
  border-radius: var(--radius-card);
  padding: 32px 24px;
  text-align: center;
  position: relative;
  transition: var(--transition);
  overflow: hidden;
  cursor: default;
}

.pyo-rail-card::after {
  content: '';
  position: absolute;
  bottom: 0; left: 0; right: 0;
  height: 3px;
  background: var(--pyo-grad);
  transform: scaleX(0);
  transition: transform 0.3s ease;
  transform-origin: left;
}
.pyo-rail-card:hover::after { transform: scaleX(1); }
.pyo-rail-card:hover {
  border-color: rgba(245,158,11,0.3);
  transform: translateY(-4px);
  box-shadow: 0 20px 48px rgba(0,0,0,0.3);
}

.pyo-rc-icon {
  width: 60px; height: 60px;
  margin: 0 auto 20px;
  border-radius: 16px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.5rem;
  background: var(--pyo-glow-sm);
  border: 1px solid rgba(245,158,11,0.2);
  color: var(--pyo-accent);
}

.pyo-rc-name {
  font-family: var(--font-main);
  font-size: 1.2rem;
  font-weight: 800;
  color: var(--white);
  margin-bottom: 6px;
}

.pyo-rc-full {
  font-size: 0.72rem;
  color: var(--silver-dim);
  font-weight: 500;
  margin-bottom: 16px;
  letter-spacing: 0.04em;
}

.pyo-rc-tag {
  display: inline-flex;
  align-items: center;
  gap: 5px;
  padding: 4px 12px;
  background: var(--pyo-glow-sm);
  border: 1px solid rgba(245,158,11,0.2);
  border-radius: 20px;
  font-size: 0.67rem;
  font-weight: 700;
  color: var(--pyo-accent);
  margin-bottom: 16px;
  text-transform: uppercase;
  letter-spacing: 0.06em;
}

.pyo-rc-specs {
  list-style: none;
  padding: 0;
  margin: 0;
  text-align: left;
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.pyo-rc-specs li {
  font-size: 0.75rem;
  color: var(--silver-dim);
  display: flex;
  align-items: center;
  gap: 8px;
}

.pyo-rc-specs li i {
  color: var(--pyo-accent);
  font-size: 0.65rem;
  flex-shrink: 0;
}

/* ============================================
   USE CASES (INDUSTRY TABS)
   ============================================ */
.pyo-usecases-section {
  padding: 100px 0;
  background: var(--navy-deep);
  position: relative;
}

.pyo-uc-tabs {
  display: flex;
  gap: 8px;
  flex-wrap: wrap;
  justify-content: center;
  margin: 48px 0 40px;
}

.pyo-uc-tab {
  display: flex;
  align-items: center;
  gap: 8px;
  padding: 10px 20px;
  background: rgba(255,255,255,0.04);
  border: 1.5px solid rgba(255,255,255,0.1);
  border-radius: 30px;
  font-size: 0.8rem;
  font-weight: 600;
  color: var(--silver-dim);
  cursor: pointer;
  transition: var(--transition);
}
.pyo-uc-tab:hover {
  border-color: rgba(245,158,11,0.4);
  color: var(--white);
}
.pyo-uc-tab.active {
  background: rgba(245,158,11,0.12);
  border-color: var(--pyo-accent);
  color: var(--pyo-accent);
}
.pyo-uc-tab i { font-size: 0.75rem; }

.pyo-uc-panels { position: relative; }

.pyo-uc-panel {
  display: none;
  grid-template-columns: 1fr 1fr;
  gap: 56px;
  align-items: center;
  animation: pyoFadeIn 0.35s ease;
}
.pyo-uc-panel.active { display: grid; }

@keyframes pyoFadeIn {
  from { opacity: 0; transform: translateY(12px); }
  to   { opacity: 1; transform: translateY(0); }
}

.pyo-uc-visual {
  background: var(--glass-bg);
  border: 1px solid var(--glass-border);
  backdrop-filter: blur(16px);
  border-radius: var(--radius-card);
  padding: 28px;
  position: relative;
  overflow: hidden;
}

.pyo-uc-visual::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 3px;
  background: var(--pyo-grad);
}

.pyo-ucv-title {
  font-size: 0.72rem;
  font-weight: 700;
  color: var(--pyo-accent);
  text-transform: uppercase;
  letter-spacing: 0.08em;
  margin-bottom: 18px;
}

.pyo-ucv-stats {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 12px;
  margin-bottom: 20px;
}

.pyo-ucv-stat {
  background: rgba(255,255,255,0.04);
  border: 1px solid rgba(255,255,255,0.08);
  border-radius: 10px;
  padding: 14px 10px;
  text-align: center;
}

.pyo-ucvs-num {
  display: block;
  font-family: var(--font-main);
  font-size: 1.1rem;
  font-weight: 800;
  background: var(--pyo-grad);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
  line-height: 1;
  margin-bottom: 4px;
}

.pyo-ucvs-label {
  font-size: 0.62rem;
  color: var(--silver-dim);
  font-weight: 500;
  line-height: 1.3;
}

.pyo-ucv-row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 9px 0;
  border-bottom: 1px solid rgba(255,255,255,0.06);
  font-size: 0.76rem;
}
.pyo-ucv-row:last-child { border-bottom: none; }
.pyo-ucv-row span { color: var(--silver-dim); }
.pyo-ucv-row strong { color: var(--white); font-weight: 700; }
.pyo-ucv-row .s { color: var(--success); font-size: 0.68rem; font-weight: 700; }

.pyo-uc-content .section-tag { text-align: left; }
.pyo-uc-content .section-title { text-align: left; font-size: clamp(1.6rem, 3vw, 2.2rem); }

.pyo-uc-highlights {
  display: flex;
  flex-direction: column;
  gap: 14px;
  margin: 24px 0;
}

.pyo-uch-item {
  display: flex;
  align-items: flex-start;
  gap: 14px;
  padding: 14px 16px;
  background: rgba(255,255,255,0.03);
  border: 1px solid rgba(255,255,255,0.07);
  border-radius: 10px;
  transition: var(--transition);
}
.pyo-uch-item:hover {
  border-color: rgba(245,158,11,0.25);
  background: rgba(245,158,11,0.04);
}

.pyo-uchi-icon {
  width: 36px; height: 36px;
  background: rgba(245,158,11,0.1);
  border: 1px solid rgba(245,158,11,0.25);
  border-radius: 9px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.9rem;
  color: var(--pyo-accent);
  flex-shrink: 0;
}

.pyo-uchi-text strong {
  display: block;
  font-size: 0.85rem;
  font-weight: 700;
  color: var(--white);
  margin-bottom: 3px;
}
.pyo-uchi-text span {
  font-size: 0.76rem;
  color: var(--silver-dim);
  line-height: 1.5;
}

/* ============================================
   FEATURES — Interactive Accordion
   ============================================ */
.pyo-features-section {
  padding: 100px 0;
  background: var(--navy-mid);
  position: relative;
}

.pyo-features-inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 64px;
  align-items: start;
  margin-top: 56px;
}

.pyo-feature-list {
  display: flex;
  flex-direction: column;
  gap: 4px;
}

.pyo-feature-item {
  display: flex;
  align-items: flex-start;
  gap: 16px;
  padding: 20px 20px;
  border: 1px solid rgba(255,255,255,0.07);
  border-radius: 12px;
  cursor: pointer;
  transition: var(--transition);
  background: transparent;
  position: relative;
  overflow: hidden;
}

.pyo-feature-item::before {
  content: '';
  position: absolute;
  left: 0; top: 0; bottom: 0;
  width: 3px;
  background: var(--pyo-grad);
  transform: scaleY(0);
  transition: transform 0.3s ease;
  transform-origin: top;
  border-radius: 0 2px 2px 0;
}

.pyo-feature-item:hover { border-color: rgba(245,158,11,0.2); background: rgba(245,158,11,0.03); }
.pyo-feature-item:hover::before { transform: scaleY(1); }
.pyo-feature-item.active {
  border-color: rgba(245,158,11,0.35);
  background: rgba(245,158,11,0.06);
}
.pyo-feature-item.active::before { transform: scaleY(1); }

.pyo-fi-icon {
  width: 44px; height: 44px;
  border-radius: 12px;
  background: rgba(245,158,11,0.08);
  border: 1px solid rgba(245,158,11,0.2);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.1rem;
  color: var(--pyo-accent);
  flex-shrink: 0;
  transition: var(--transition);
}
.pyo-feature-item.active .pyo-fi-icon {
  background: var(--pyo-grad);
  border-color: transparent;
  color: #fff;
  box-shadow: 0 6px 20px rgba(245,158,11,0.35);
}

.pyo-fi-title {
  font-size: 0.92rem;
  font-weight: 700;
  color: var(--white);
  margin-bottom: 4px;
}
.pyo-fi-desc {
  font-size: 0.78rem;
  color: var(--silver-dim);
  line-height: 1.5;
}

/* Feature visual panels */
.pyo-fv-panels { position: relative; min-height: 400px; }

.pyo-fv-panel {
  display: none;
  background: var(--glass-bg);
  border: 1px solid var(--glass-border);
  backdrop-filter: blur(18px);
  border-radius: var(--radius-card);
  padding: 30px;
  animation: pyoFvIn 0.4s ease;
  position: relative;
  overflow: hidden;
}

.pyo-fv-panel::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 3px;
  background: var(--pyo-grad);
}

.pyo-fv-panel.active { display: block; }

@keyframes pyoFvIn {
  from { opacity: 0; transform: scale(0.97); }
  to   { opacity: 1; transform: scale(1); }
}

.pyo-fv-title {
  font-size: 0.7rem;
  font-weight: 700;
  color: var(--pyo-accent);
  text-transform: uppercase;
  letter-spacing: 0.08em;
  margin-bottom: 20px;
}

/* Bulk Payout visual */
.pyo-bulk-rows {
  display: flex;
  flex-direction: column;
  gap: 8px;
  margin-bottom: 18px;
}

.pyo-bulk-row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 10px 14px;
  background: rgba(255,255,255,0.04);
  border: 1px solid rgba(255,255,255,0.07);
  border-radius: 8px;
  font-size: 0.76rem;
}
.pyo-bulk-row .name { color: var(--white); font-weight: 600; flex: 1; }
.pyo-bulk-row .rail { color: var(--silver-dim); font-size: 0.68rem; flex: 0.7; }
.pyo-bulk-row .amt  { color: var(--pyo-accent); font-weight: 700; }
.pyo-bulk-row .st   { font-size: 0.65rem; font-weight: 700; padding: 2px 8px; border-radius: 12px; }
.pyo-bulk-row .st.s { background: rgba(0,233,154,0.1); color: var(--success); }
.pyo-bulk-row .st.p { background: rgba(245,158,11,0.1); color: var(--pyo-accent); }

.pyo-bulk-summary {
  display: flex;
  gap: 10px;
}

.pyo-bs-box {
  flex: 1;
  background: rgba(245,158,11,0.07);
  border: 1px solid rgba(245,158,11,0.2);
  border-radius: 10px;
  padding: 12px;
  text-align: center;
}
.pyo-bs-num { display: block; font-family: var(--font-main); font-size: 1rem; font-weight: 800; color: var(--pyo-accent); }
.pyo-bs-lbl { font-size: 0.62rem; color: var(--silver-dim); font-weight: 500; }

/* Smart Retry visual */
.pyo-retry-flow {
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.pyo-rf-step {
  display: flex;
  align-items: center;
  gap: 14px;
  padding: 12px 14px;
  background: rgba(255,255,255,0.03);
  border: 1px solid rgba(255,255,255,0.07);
  border-radius: 10px;
  font-size: 0.78rem;
}

.pyo-rf-step .num {
  width: 26px; height: 26px;
  background: var(--pyo-grad);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.7rem;
  font-weight: 800;
  color: #fff;
  flex-shrink: 0;
}

.pyo-rf-step .rail-name { color: var(--white); font-weight: 700; flex: 1; }
.pyo-rf-step .outcome   { font-size: 0.7rem; font-weight: 700; padding: 2px 10px; border-radius: 12px; }
.pyo-rf-step .outcome.s { background: rgba(0,233,154,0.1); color: var(--success); }
.pyo-rf-step .outcome.f { background: rgba(255,65,65,0.1); color: var(--danger); }
.pyo-rf-step .outcome.p { background: rgba(245,158,11,0.1); color: var(--pyo-accent); }

/* Reconciliation visual */
.pyo-recon-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 10px;
  margin-bottom: 16px;
}

.pyo-rg-box {
  background: rgba(255,255,255,0.04);
  border: 1px solid rgba(255,255,255,0.08);
  border-radius: 10px;
  padding: 14px;
  text-align: center;
}
.pyo-rg-num { display: block; font-family: var(--font-main); font-size: 1.1rem; font-weight: 800; line-height: 1; margin-bottom: 4px; }
.pyo-rg-num.acc { color: var(--success); }
.pyo-rg-num.pyo { color: var(--pyo-accent); }
.pyo-rg-num.bl  { color: var(--blue-bright); }
.pyo-rg-num.cy  { color: var(--cyan); }
.pyo-rg-lbl { font-size: 0.62rem; color: var(--silver-dim); font-weight: 500; }

/* Webhook panel */
.pyo-webhook-code {
  background: rgba(0,0,0,0.4);
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: 10px;
  padding: 16px;
  font-family: 'Courier New', monospace;
  font-size: 0.72rem;
  line-height: 1.7;
  color: #e2e8f0;
  overflow-x: auto;
}
.pyo-webhook-code .c-key  { color: #60a5fa; }
.pyo-webhook-code .c-str  { color: #86efac; }
.pyo-webhook-code .c-num  { color: var(--pyo-accent); }
.pyo-webhook-code .c-bool { color: #c084fc; }
.pyo-webhook-code .c-obj  { color: #f1f5f9; }

/* Beneficiary panel */
.pyo-benef-steps {
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.pyo-bs-step {
  display: flex;
  align-items: center;
  gap: 14px;
  padding: 12px 14px;
  background: rgba(255,255,255,0.03);
  border: 1px solid rgba(255,255,255,0.07);
  border-radius: 10px;
}
.pyo-bs-step i { width: 30px; height: 30px; background: rgba(245,158,11,0.1); border: 1px solid rgba(245,158,11,0.25); border-radius: 8px; display: flex; align-items: center; justify-content: center; color: var(--pyo-accent); font-size: 0.85rem; flex-shrink: 0; }
.pyo-bs-step .text strong { display: block; font-size: 0.82rem; font-weight: 700; color: var(--white); margin-bottom: 2px; }
.pyo-bs-step .text span   { font-size: 0.72rem; color: var(--silver-dim); }

/* Compliance panel */
.pyo-comp-list {
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.pyo-comp-item {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 10px 14px;
  background: rgba(255,255,255,0.03);
  border: 1px solid rgba(255,255,255,0.07);
  border-radius: 8px;
  font-size: 0.78rem;
  color: var(--white);
}
.pyo-comp-item i { color: var(--success); flex-shrink: 0; }
.pyo-comp-item span { color: var(--silver-dim); font-size: 0.7rem; margin-left: auto; }

/* ============================================
   INTEGRATION / API SECTION
   ============================================ */
.pyo-integration-section {
  padding: 100px 0;
  background: var(--navy-deep);
  position: relative;
}

.pyo-int-inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 64px;
  align-items: start;
  margin-top: 56px;
}

/* Code block */
.pyo-code-block {
  background: rgba(0,0,0,0.5);
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: var(--radius-card);
  overflow: hidden;
}

.pyo-code-tabs {
  display: flex;
  background: rgba(255,255,255,0.04);
  border-bottom: 1px solid rgba(255,255,255,0.08);
}

.pyo-code-tab {
  padding: 10px 18px;
  font-size: 0.75rem;
  font-weight: 600;
  color: var(--silver-dim);
  cursor: pointer;
  border-bottom: 2px solid transparent;
  transition: var(--transition);
  user-select: none;
}
.pyo-code-tab:hover { color: var(--white); }
.pyo-code-tab.active { color: var(--pyo-accent); border-bottom-color: var(--pyo-accent); }

.pyo-code-body { position: relative; }

.pyo-code-panel {
  display: none;
  padding: 20px;
  font-family: 'Courier New', monospace;
  font-size: 0.74rem;
  line-height: 1.8;
  color: #e2e8f0;
  min-height: 280px;
  overflow-x: auto;
}
.pyo-code-panel.active { display: block; }
.pyo-code-panel .c-key  { color: #60a5fa; }
.pyo-code-panel .c-str  { color: #86efac; }
.pyo-code-panel .c-num  { color: var(--pyo-accent); }
.pyo-code-panel .c-fn   { color: #f472b6; }
.pyo-code-panel .c-cmt  { color: #64748b; font-style: italic; }
.pyo-code-panel .c-bool { color: #c084fc; }
.pyo-code-panel .c-obj  { color: #f1f5f9; }

.pyo-copy-btn {
  position: absolute;
  top: 12px; right: 12px;
  padding: 5px 12px;
  background: rgba(245,158,11,0.1);
  border: 1px solid rgba(245,158,11,0.3);
  border-radius: 6px;
  color: var(--pyo-accent);
  font-size: 0.68rem;
  font-weight: 700;
  cursor: pointer;
  transition: var(--transition);
}
.pyo-copy-btn:hover { background: rgba(245,158,11,0.2); }

/* Integration steps */
.pyo-int-steps {
  display: flex;
  flex-direction: column;
  gap: 24px;
}

.pyo-int-step {
  display: flex;
  align-items: flex-start;
  gap: 18px;
}

.pyo-is-num {
  width: 40px; height: 40px;
  background: var(--pyo-grad);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: var(--font-main);
  font-size: 0.95rem;
  font-weight: 800;
  color: #fff;
  flex-shrink: 0;
  box-shadow: 0 4px 16px rgba(245,158,11,0.35);
}

.pyo-is-title {
  font-size: 0.92rem;
  font-weight: 700;
  color: var(--white);
  margin-bottom: 4px;
}
.pyo-is-desc {
  font-size: 0.78rem;
  color: var(--silver-dim);
  line-height: 1.5;
}

.pyo-sdk-chips {
  display: flex;
  gap: 8px;
  flex-wrap: wrap;
  margin-top: 28px;
}

.pyo-sdk-chip {
  padding: 6px 14px;
  background: rgba(255,255,255,0.05);
  border: 1px solid rgba(255,255,255,0.12);
  border-radius: 20px;
  font-size: 0.72rem;
  font-weight: 700;
  color: var(--silver-dim);
  transition: var(--transition);
}
.pyo-sdk-chip:hover {
  border-color: var(--pyo-accent);
  color: var(--pyo-accent);
}

/* ============================================
   ANALYTICS / DASHBOARD
   ============================================ */
.pyo-analytics-section {
  padding: 100px 0;
  background: var(--navy-mid);
  position: relative;
}

.pyo-analytics-inner {
  display: grid;
  grid-template-columns: 1.2fr 1fr;
  gap: 64px;
  align-items: center;
  margin-top: 56px;
}

/* Dashboard mockup */
.pyo-dashboard {
  background: var(--glass-bg);
  border: 1px solid var(--glass-border);
  backdrop-filter: blur(18px);
  border-radius: var(--radius-card);
  padding: 24px;
  position: relative;
  overflow: hidden;
}

.pyo-dashboard::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 3px;
  background: var(--pyo-grad);
}

.pyo-dash-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 18px;
}

.pyo-dash-title {
  font-size: 0.78rem;
  font-weight: 700;
  color: var(--white);
  text-transform: uppercase;
  letter-spacing: 0.06em;
}

.pyo-dash-period {
  font-size: 0.65rem;
  color: var(--pyo-accent);
  font-weight: 600;
  background: rgba(245,158,11,0.1);
  padding: 3px 10px;
  border-radius: 12px;
  border: 1px solid rgba(245,158,11,0.25);
}

.pyo-kpi-row {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 10px;
  margin-bottom: 20px;
}

.pyo-kpi-box {
  background: rgba(255,255,255,0.04);
  border: 1px solid rgba(255,255,255,0.08);
  border-radius: 10px;
  padding: 12px;
  text-align: center;
}

.pyo-kpi-num {
  display: block;
  font-family: var(--font-main);
  font-size: 1rem;
  font-weight: 800;
  color: var(--pyo-accent);
  line-height: 1;
  margin-bottom: 4px;
}

.pyo-kpi-label {
  font-size: 0.6rem;
  color: var(--silver-dim);
  font-weight: 500;
}

/* Bar chart */
.pyo-bar-chart {
  margin-bottom: 18px;
}

.pyo-chart-label {
  font-size: 0.65rem;
  color: var(--silver-dim);
  font-weight: 600;
  margin-bottom: 10px;
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

.pyo-bars {
  display: flex;
  align-items: flex-end;
  gap: 5px;
  height: 80px;
}

.pyo-bar-wrap {
  flex: 1;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 4px;
  height: 100%;
  justify-content: flex-end;
}

.pyo-bar {
  width: 100%;
  border-radius: 4px 4px 0 0;
  transition: height 1s cubic-bezier(0.34, 1.56, 0.64, 1);
  background: var(--pyo-grad);
  min-height: 4px;
}
.pyo-bar.alt { background: linear-gradient(135deg, #ff6b35, #f59e0b); }

.pyo-bar-day {
  font-size: 0.55rem;
  color: var(--silver-dim);
  font-weight: 500;
  white-space: nowrap;
}

/* Txn list */
.pyo-dash-txns {
  display: flex;
  flex-direction: column;
  gap: 7px;
}

.pyo-dt-row {
  display: flex;
  align-items: center;
  gap: 8px;
  padding: 8px 10px;
  background: rgba(255,255,255,0.03);
  border: 1px solid rgba(255,255,255,0.06);
  border-radius: 8px;
  font-size: 0.72rem;
}

.pyo-dt-dot { width: 7px; height: 7px; border-radius: 50%; flex-shrink: 0; }
.pyo-dt-name { flex: 1; color: var(--white); font-weight: 600; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.pyo-dt-rail { font-size: 0.62rem; color: var(--silver-dim); flex: 0.7; }
.pyo-dt-amt  { font-size: 0.76rem; font-weight: 700; color: var(--white); }
.pyo-dt-st   { font-size: 0.6rem; font-weight: 700; padding: 2px 8px; border-radius: 12px; }
.pyo-dt-st.s { background: rgba(0,233,154,0.1); color: var(--success); }
.pyo-dt-st.p { background: rgba(245,158,11,0.1); color: var(--pyo-accent); }

/* Analytics features list */
.pyo-af-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
  margin-top: 28px;
}

.pyo-af-item {
  background: rgba(255,255,255,0.03);
  border: 1px solid rgba(255,255,255,0.08);
  border-radius: 12px;
  padding: 18px 16px;
  transition: var(--transition);
}
.pyo-af-item:hover { border-color: rgba(245,158,11,0.25); background: rgba(245,158,11,0.04); }

.pyo-af-icon { font-size: 1.4rem; margin-bottom: 10px; display: block; }
.pyo-af-title { font-size: 0.85rem; font-weight: 700; color: var(--white); margin-bottom: 4px; }
.pyo-af-desc  { font-size: 0.74rem; color: var(--silver-dim); line-height: 1.5; }

/* ============================================
   SECURITY & COMPLIANCE
   ============================================ */
.pyo-security-section {
  padding: 100px 0;
  background: var(--navy-deep);
  position: relative;
}

.pyo-cert-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  margin-top: 56px;
}

.pyo-cert-card {
  background: var(--glass-bg);
  border: 1px solid var(--glass-border);
  backdrop-filter: blur(16px);
  border-radius: var(--radius-card);
  padding: 28px 24px;
  text-align: center;
  transition: var(--transition);
  position: relative;
  overflow: hidden;
}

.pyo-cert-card::after {
  content: '';
  position: absolute;
  inset: 0;
  background: var(--pyo-grad);
  opacity: 0;
  transition: opacity 0.3s;
  z-index: 0;
  border-radius: inherit;
}
.pyo-cert-card:hover::after { opacity: 0.04; }
.pyo-cert-card > * { position: relative; z-index: 1; }
.pyo-cert-card:hover {
  border-color: rgba(245,158,11,0.3);
  transform: translateY(-4px);
}

.pyo-cc-icon {
  width: 56px; height: 56px;
  margin: 0 auto 16px;
  border-radius: 14px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.4rem;
  background: rgba(245,158,11,0.08);
  border: 1px solid rgba(245,158,11,0.2);
  color: var(--pyo-accent);
}

.pyo-cc-name { font-size: 0.92rem; font-weight: 800; color: var(--white); margin-bottom: 4px; }
.pyo-cc-desc { font-size: 0.74rem; color: var(--silver-dim); line-height: 1.5; }

.pyo-security-checklist {
  margin-top: 56px;
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 16px;
}

.pyo-sc-item {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 14px 18px;
  background: rgba(255,255,255,0.03);
  border: 1px solid rgba(255,255,255,0.07);
  border-radius: 10px;
  font-size: 0.82rem;
  color: var(--white);
  transition: var(--transition);
}
.pyo-sc-item:hover { border-color: rgba(245,158,11,0.2); background: rgba(245,158,11,0.03); }
.pyo-sc-item i { color: var(--success); flex-shrink: 0; }

/* ============================================
   PRICING
   ============================================ */
.pyo-pricing-section {
  padding: 100px 0;
  background: var(--navy-mid);
  position: relative;
}

.pyo-pricing-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
  margin-top: 56px;
  align-items: start;
}

.pyo-pricing-card {
  background: var(--glass-bg);
  border: 1px solid var(--glass-border);
  backdrop-filter: blur(18px);
  border-radius: var(--radius-card);
  padding: 36px 28px;
  position: relative;
  transition: var(--transition);
  overflow: hidden;
}

.pyo-pricing-card::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 3px;
  background: var(--pyo-grad);
  transform: scaleX(0);
  transition: transform 0.4s ease;
  transform-origin: left;
}
.pyo-pricing-card:hover::before,
.pyo-pricing-card.featured::before { transform: scaleX(1); }

.pyo-pricing-card.featured {
  border-color: rgba(245,158,11,0.4);
  background: rgba(245,158,11,0.05);
  transform: scale(1.04);
}
.pyo-pricing-card:not(.featured):hover {
  border-color: rgba(245,158,11,0.25);
  transform: translateY(-4px);
}

.pyo-pricing-badge {
  position: absolute;
  top: -1px;
  right: 24px;
  padding: 5px 16px;
  background: var(--pyo-grad);
  color: #fff;
  font-size: 0.68rem;
  font-weight: 800;
  border-radius: 0 0 10px 10px;
  letter-spacing: 0.06em;
  text-transform: uppercase;
}

.pyo-pricing-plan { font-size: 0.7rem; font-weight: 700; color: var(--pyo-accent); text-transform: uppercase; letter-spacing: 0.1em; margin-bottom: 6px; }
.pyo-pricing-name { font-family: var(--font-main); font-size: 1.5rem; font-weight: 800; color: var(--white); margin-bottom: 8px; }
.pyo-pricing-desc { font-size: 0.78rem; color: var(--silver-dim); line-height: 1.5; margin-bottom: 20px; }

.pyo-pricing-rate {
  display: flex;
  align-items: baseline;
  gap: 4px;
  margin-bottom: 24px;
  padding-bottom: 20px;
  border-bottom: 1px solid rgba(255,255,255,0.08);
}

.pyo-pr-num {
  font-family: var(--font-main);
  font-size: 2.8rem;
  font-weight: 900;
  background: var(--pyo-grad);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
  line-height: 1;
}

.pyo-pr-pct { font-size: 1.2rem; font-weight: 700; color: var(--pyo-accent); line-height: 1; }
.pyo-pr-label { font-size: 0.72rem; color: var(--silver-dim); line-height: 1.4; }

.pyo-pricing-features {
  list-style: none;
  padding: 0;
  margin: 0 0 28px;
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.pyo-pricing-features li {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 0.8rem;
  color: var(--silver-dim);
}
.pyo-pricing-features li i { font-size: 0.78rem; flex-shrink: 0; }
.pyo-pricing-features li i.fa-check-circle { color: var(--success); }
.pyo-pricing-features li i.fa-minus-circle { color: rgba(255,255,255,0.2); }
.pyo-pricing-features li.dim { opacity: 0.45; }

.pyo-pricing-cta {
  display: block;
  text-align: center;
  padding: 13px 24px;
  border-radius: var(--radius-sm);
  font-weight: 700;
  font-size: 0.88rem;
  text-decoration: none;
  transition: var(--transition);
}

.pyo-pricing-cta.primary {
  background: var(--pyo-grad);
  color: #fff;
  box-shadow: 0 6px 24px rgba(245,158,11,0.35);
}
.pyo-pricing-cta.primary:hover {
  box-shadow: 0 10px 32px rgba(245,158,11,0.5);
  transform: translateY(-2px);
}

.pyo-pricing-cta.outline {
  background: transparent;
  color: var(--white);
  border: 1.5px solid rgba(255,255,255,0.2);
}
.pyo-pricing-cta.outline:hover {
  border-color: var(--pyo-accent);
  color: var(--pyo-accent);
  background: rgba(245,158,11,0.06);
}

/* ============================================
   CTA SECTION
   ============================================ */
.pyo-cta-section {
  padding: 100px 0;
  background: var(--navy-deep);
  position: relative;
  overflow: hidden;
}

.pyo-cta-section::before {
  content: '';
  position: absolute;
  top: 50%; left: 50%;
  transform: translate(-50%, -50%);
  width: 600px; height: 600px;
  background: radial-gradient(circle, rgba(245,158,11,0.12) 0%, transparent 70%);
  pointer-events: none;
}

.pyo-cta-inner {
  text-align: center;
  position: relative;
  z-index: 2;
  max-width: 680px;
  margin: 0 auto;
}

.pyo-cta-icon {
  width: 72px; height: 72px;
  margin: 0 auto 28px;
  border-radius: 20px;
  background: var(--pyo-grad);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.8rem;
  color: #fff;
  box-shadow: 0 12px 40px rgba(245,158,11,0.4);
  animation: pyoFloat 4s ease-in-out infinite;
}

.pyo-cta-inner h2 {
  font-family: var(--font-main);
  font-size: clamp(2rem, 4vw, 3rem);
  font-weight: 800;
  color: var(--white);
  line-height: 1.15;
  margin-bottom: 16px;
  letter-spacing: -0.02em;
}

.pyo-cta-inner p {
  font-size: 1.05rem;
  color: var(--silver-dim);
  line-height: 1.65;
  margin-bottom: 36px;
}

.pyo-cta-btns {
  display: flex;
  gap: 16px;
  justify-content: center;
  flex-wrap: wrap;
  margin-bottom: 36px;
}

.pyo-cta-trust {
  display: flex;
  gap: 28px;
  justify-content: center;
  flex-wrap: wrap;
}

.pyo-ct-item {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 0.78rem;
  color: var(--silver-dim);
  font-weight: 500;
}
.pyo-ct-item i { color: var(--success); }

/* ============================================
   RESPONSIVE
   ============================================ */
@media (max-width: 1100px) {
  .pyo-hero-inner     { gap: 40px; }
  .pyo-features-inner { gap: 40px; }
  .pyo-int-inner      { gap: 40px; }
  .pyo-analytics-inner{ gap: 40px; }
}

@media (max-width: 1024px) {
  .pyo-rails-grid  { grid-template-columns: repeat(2, 1fr); }
  .pyo-pricing-grid{ grid-template-columns: repeat(3, 1fr); gap: 16px; }
  .pyo-pricing-card.featured { transform: scale(1); }
  .pyo-cert-grid { grid-template-columns: repeat(3, 1fr); }
}

@media (max-width: 768px) {
  .pyo-hero-inner {
    grid-template-columns: 1fr;
    gap: 40px;
    padding: 60px 0;
  }
  .pyo-hero-sub { max-width: 100%; }
  .pyo-float-badges { display: none; }

  .pyo-features-inner { grid-template-columns: 1fr; }
  .pyo-fv-panels { margin-top: 24px; min-height: auto; }

  .pyo-int-inner { grid-template-columns: 1fr; }
  .pyo-analytics-inner { grid-template-columns: 1fr; }

  .pyo-uc-panel { grid-template-columns: 1fr; gap: 32px; }
  .pyo-uc-visual { order: -1; }

  .pyo-pricing-grid { grid-template-columns: 1fr; max-width: 420px; margin-left: auto; margin-right: auto; }
  .pyo-pricing-card.featured { transform: none; }

  .pyo-cert-grid { grid-template-columns: 1fr 1fr; }
  .pyo-security-checklist { grid-template-columns: 1fr; }

  .pyo-rails-grid { grid-template-columns: 1fr 1fr; }
}

@media (max-width: 480px) {
  .pyo-hero-headline { font-size: 2rem; }
  .pyo-hero-stats { gap: 16px; }
  .pyo-hs-num { font-size: 1.3rem; }

  .pyo-rails-grid  { grid-template-columns: 1fr; }
  .pyo-cert-grid   { grid-template-columns: 1fr; }
  .pyo-af-grid     { grid-template-columns: 1fr; }
  .pyo-recon-grid  { grid-template-columns: 1fr; }
  .pyo-ucv-stats   { grid-template-columns: repeat(3, 1fr); }
  .pyo-kpi-row     { grid-template-columns: repeat(3, 1fr); }

  .pyo-uc-tabs     { gap: 6px; }
  .pyo-uc-tab      { font-size: 0.73rem; padding: 8px 14px; }

  .pyo-cta-btns    { flex-direction: column; align-items: center; }
  .pyo-cta-trust   { gap: 14px; }
}