In today's competitive era and constantly evolving business, we at
PayLogic take pride in keeping our customers at the centre of all
our strategies and initiatives and are committed to deliver best
in class customer services to all our existing and new customers
at all times.
As a service organization we promote "Excellence in Delivery" and
hence feedback from our valued customers forms an integral part of
all decisions taken by the organization. The feedback provided by
our customers is treated as an asset to the organization,
evaluated and customized to improve our products and services.
This policy document aims at communicating the various mechanisms
available for our customers to reach out to us, our service
guarantee and timelines by which we will try and ensure resolution
to our customer concerns.
All customers have the right to share their feedback or complaint in case they find our services are not meeting their expectations or are dissatisfied with any interaction with any of our staff members.The Customers can send in their Queries, Requests or Complaints in the following ways:
These mechanisms are dedicated for redressing our customer complaints, providing online resolution wherever possible, and capturing valuable feedback regarding our services. On receiving customer feedback, our executives would reach out to the customers and ensure that all grievances are redressed within a predefined Service Level Agreement as communicated below. If the complaint is not resolved within the given timelines or the response is unsatisfactory the customer can choose to escalate the concern to our level 2 escalation officer, with relevant details such as Complaint Reference Number provided at the time of raising the initial complaint. The escalation methodology is mentioned in this policy under the Escalation Section. For the purpose of this Grievance Policy, (i) an end-customer who will be purchasing of goods /services from the merchants by making payment via different payment instrument is defined as a ('Customer'); (ii) a merchant ('Merchant') shall be a user of PayLogic Services for accepting various payment instruments from the Customers for completion of their payment obligation.
Customer can visit PayLogic Contact page (https://www.paylogic.in/contact)- Contact and refer to specific query/issue related to their grievance. The Customer can fill up form for specific issue to report their grievance. PayLogic shall respond to the grievance filed by the Customer within 24 hrs.If the Customer is not satisfied with the response provided, the Customer can go for next level of escalations.
| Type of Issue | Details | Email Id | TAT |
|---|---|---|---|
| Txn issue & status | Txn issues at technical level reported by merchant , issues.Transaction status of the transaction | [email protected] | 24 hrs |
| Refund/status issues | Refund status of tde transactions | [email protected] | 24 hrs |
| Payout/Settlement related issue | Payout status for merchants, customer txns | [email protected] | 24 hrs |
| Payment options | Payment Options working or not | [email protected] | 24 hrs |
| Merchant communications | Schedule/Unscheduled downtimes -bank /Portals /txns | [email protected] | 24 hrs |
In case the Customer wishes to further escalate the grievance, the Customer can get the grievances registered by e-mailing:[email protected]. PayLogic shall attempt to respond within 3 days from the date of the on which grievance was filed. The Customer may request for update on grievance in case if any grievance requires more than the specified time period and the Customer shall be kept updated on the status of the grievance. If the Customer is not satisfied with the response provided, the Customer can go for next level of escalations.
In case the Customer does not receive the services/products even after the stipulated time period or if the products received are different, defective or damaged, then the Customer should visit the Merchant website and refer to the terms & conditions, shipping policy, refund/exchange/ return/cancellation policy and contact the Merchant to resolve the issue. The Customer can initiate communication directly with the Merchant to resolve issues pertaining to a specific order through Merchant's Website under the contact us (email or call support) option. The Customer can share the details of the transaction such as date of transaction, amount of transaction, Order ID shared by the Merchant, description of the problem with the Merchant.
In case the Customer do not get a satisfactory response or Merchant does not respond to Customer’s emails & phone calls within 7 working days from the date of transaction made by the Customer, then the Customer can contact PayLogic to mediate and amicably resolve the issue. The Customer may provide PayLogic with the following details :
Once a complaint is raised, the PayLogic Risk Team would respond to the issue as per the timeline specified in escalation matrix under Customer Grievance Policy.In the event, the Customer is not satisfied with Merchant's response then the Customer can raise a chargeback with its issuing bank as a second option. These chargebacks will be raised with PayLogic by the Customer's issuing bank and PayLogic shall assist to amicably resolve the issue.
In cases of queries related to the cancellation of
Orders/Refunds/Returns the Customer should directly contact
the Merchant and follow instructions as specified in the
return/refund/ cancellation policy on the Merchant Website.
Please note that since PayLogic is a payment platform,
PayLogic only facilitate online payments for Merchants.
PayLogic do not handle shipping or order dispatch.
In cases of failed transaction, order not generated at the
time of transaction on Merchant's Website or refund is
initiated, then the Customer should get the credit in its bank
account within 5-7 business days. In case the Customer has not
received the amount, the Customer has to contact the Merchant
for further details, as the refunds are initiated from
Merchant's end.
In case the Merchant declines to process the refund to the
Customer for cases where services/products were not delivered
by the Merchant, the Customer may contact PayLogic for
resolution on the same.
The Customer can immediately write to the Nodal Officer with
respect to the transaction that was not authorized by the
Customer or reporting about the fraudulent Merchant with a
subject line “Reporting Fraud”.
The Customer also has an option to raise a chargeback for such
unauthorized transaction.Note: The abovementioned cases are
more specifically available over PayLogic Contact Page
-www.paylogic.in/contactChargeback is the return of funds to a
customer, initiated by the issuing bank of the payment mode
used by a consumer. Chargeback is a dispute against a
particular transaction raised by the cardholder (end-user) and
reported to their card issuing bank. A chargeback is a
provision by banks and card networks such as Visa & MasterCard
to protect Customers from unauthorized or fraudulent payments.
Once the cardholder files a complaint, the bank reports the
same to PayLogic and initiates an investigative procedure.