Verification Suite

Instant Identity
Verification API

Onboard users and businesses in seconds — not days. Our AI-powered verification stack covers KYC, KYB, Aadhaar eKYC, PAN, Bank Account, Face Liveness, and Document OCR through a single unified API.

Start Verifying Free View API Docs

0K+ Verifications Done

0% Accuracy Rate

0s Avg Response

UIDAI Certified

<1.2s Response

Live Verification Engine Processing

Document Upload PAN / Aadhaar / Passport received

Done

OCR Extraction Name, DOB, ID number parsed

Done

Identity Cross-check Matching against UIDAI / NSDL

Running

Face Liveness Check Anti-spoof biometric verification

Queued

KYC Decision Risk score + approval flag

Pending

Trust Score 94 / 100

"status": "verified",
"kyc_id": "kyc_9xBf3mKz",
"trust_score": 94,
"aadhaar_verified": true,
"face_match": 98.7

Verification Types

Every Check You Need

From individual KYC to full business KYB — all verification checks available as individual APIs or bundled workflows.

Individual KYC

Full identity verification for individuals — Aadhaar, PAN, voter ID, passport, and driving licence in one streamlined flow.

Aadhaar PAN Passport DL

Avg: 1.1s response

Business KYB

Verify businesses against MCA21, GST, ROC — including UBO identification, directorship checks, and compliance status.

GST MCA21 ROC UBO

Avg: 2.4s response

Aadhaar eKYC

UIDAI-certified OTP-based eKYC for instant identity confirmation — no physical documents required for seamless onboarding.

UIDAI OTP Biometric

Avg: 0.8s response

Bank Account Verify

Penny-drop verification confirms account holder name, status, and ownership in real time — before payouts are disbursed.

Penny Drop IFSC NACH

Avg: 3.2s response

Face Liveness

AI-powered liveness detection with spoof resistance — 3D depth analysis prevents photo, video, and deepfake attacks.

Liveness Anti-Spoof Face Match

Avg: 1.8s response

Document OCR

Extract structured data from any ID document — PAN, Aadhaar, cheque, GST certificate, and company registration docs.

OCR Multi-doc Structured

Avg: 0.9s response

Verification Pipeline

How Verification Works

Our multi-layer pipeline ensures every check is thorough, fast, and tamper-proof — with complete audit trails at every step.

Verification Flow — KYC Example

Document Intake Image quality check, glare detection, blur removal

82ms

OCR Extraction Name, DOB, address, ID number structured

214ms

Government DB Lookup Cross-referenced against UIDAI / NSDL / DigiLocker

390ms

Biometric Match Face photo vs. UIDAI record — 98.7% match

—

Risk Scoring Fraud signals, watchlist check, trust score

—

Webhook Callback Signed result delivered to your endpoint

—

Pipeline Highlights

Built for Scale & Compliance

Every step is logged, signed, and immutably stored — giving you a complete audit trail for regulators and risk teams.

Sub-2s End-to-End Full KYC pipeline completes in under 2 seconds — faster than any manual process.

Immutable Audit Logs Every step cryptographically signed — 7-year retention for regulatory compliance.

Intelligent Retry Logic Auto-retry on government API timeouts with exponential backoff — near-zero failure.

Configurable Risk Thresholds Set custom trust score thresholds and auto-approval rules per use case.

Signed Webhook Delivery HMAC-signed results delivered in real time — no polling, no delays.

API Integration

Integrate in Minutes

RESTful APIs with comprehensive SDKs for every major platform. No complex setup — just drop in your API key and start verifying.

curl -X POST https://api.paylogic.in/v1/verify/kyc \
  -H "Authorization: Bearer YOUR_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{
    "type": "aadhaar",
    "aadhaar_number": "XXXX-XXXX-XXXX",
    "name": "Rahul Sharma",
    "dob": "1990-03-15",
    "consent": true
  }'

const paylogic = require('@paylogic/verify');

const client = new paylogic.VerifyClient({
  apiKey: 'YOUR_API_KEY'
});

const result = await client.kyc.verify({
  type: 'aadhaar',
  aadhaar_number: 'XXXX-XXXX-XXXX',
  name: 'Rahul Sharma',
  consent: true
});

console.log(result.status); // "verified"

import paylogic_verify

client = paylogic_verify.Client(
    api_key="YOUR_API_KEY"
)

result = client.kyc.verify(
    type="aadhaar",
    aadhaar_number="XXXX-XXXX-XXXX",
    name="Rahul Sharma",
    consent=True
)

print(result.trust_score)  # 94

{
  "status": "verified",
  "kyc_id": "kyc_9xBf3mKz",
  "trust_score": 94,
  "checks": {
    "aadhaar_verified": true,
    "name_match": 99.1,
    "dob_match": true,
    "fraud_risk": "low"
  },
  "response_ms": 1124
}

Create Your Account

Install the SDK

Available for Node.js, Python, Java, PHP, Ruby, and Go. REST API works with any language or framework.

Make Your First Call

Trigger a KYC check in sandbox mode — see real response structures before going live.

Go Live in Minutes

Switch to production keys after a 15-minute compliance review. Our team is available 24/7 for integration support.

Node.js Python Java PHP Ruby Go REST API

Use Cases

Built for Every Industry

From lending to crypto, our verification APIs power compliance workflows across all regulated industries.

Lending & Credit

Verify income, employment, PAN, and bank accounts before credit disbursement. Reduce fraud and NPAs significantly.

NBFC Banks P2P

Crypto & Web3

VASP-compliant KYC with travel rule support. Onboard users globally while meeting FATF and local regulations.

VASP FATF AML

Gig & Freelance

Onboard drivers, delivery agents, and freelancers with instant document and bank account verification at scale.

Gig Economy Agents

Marketplace Platforms

Verify buyers and sellers on e-commerce and rental platforms. Prevent fraud before the very first transaction.

E-commerce Rental

Healthcare & Insurance

Verify patient and policyholder identities for teleconsultation, claims processing, and benefit disbursement.

Healthtech Insurtech

EdTech & Student Finance

Student KYC and scholarship disbursement verification — fast onboarding for millions of learners nationwide.

EdTech Scholarships

Security & Compliance

Regulatory-Grade Protection

We operate under UIDAI, RBI, and MCA guidelines with PCI DSS L1 certification — so your compliance is always covered.

UIDAI Certified

Authorised Sub-AUA/KUA for Aadhaar authentication — direct UIDAI connectivity for eKYC and biometric checks.

PCI DSS L1

Highest payment card data security standard — annual third-party audit with zero critical findings.

Data Localisation

100% India-based storage — RBI and UIDAI data residency compliance for all biometric and PII data.

AES-256 Encryption

All identity data encrypted at rest with AES-256. TLS 1.3 enforced for all API communications.

ISO 27001

Information security management system certified — comprehensive controls across people, processes, and technology.

RBI Compliant

Full compliance with RBI KYC Master Direction — risk-based approach with periodic re-KYC triggers.

Consent-first architecture — user consent captured and stored before every check

Right-to-erasure support — data deletion within 72 hours on request

HMAC-signed webhooks — tamper-proof result delivery

IP whitelisting and API key scoping per environment

7-year immutable audit trail for all verification events

Real-time watchlist screening — PEP, sanctions, and adverse media

No raw biometric storage — face templates deleted post-match

24/7 SOC monitoring — zero-tolerance incident response

Pricing

Pay Per Verification

No monthly fees. No minimums. Start free in sandbox — pay only when you go live. Volume discounts from 10,000 checks/month.

Monthly Annual Save 20%

Starter

Build

Perfect for early-stage startups and developers testing the API.

Free

sandbox

Unlimited sandbox calls

All verification types in sandbox
API key + documentation access
500 free live KYC checks
Community support
99.9% API uptime SLA

Start Free

Instant Identity Verification API